Minimum Liability Limits

The first two figures refer to bodily injury liability limits and the third figure refers to property damage liability. For example, 30/60/25 means coverage up to $60,000 for all persons injured in an accident, subject to a limit of $30,000 for an individual and $25,000 for property damage.

Minimum Liability Limits (InsuranceRequired)

State Insurance Required Minimum Liability Limits
Alabama Bodily Injury and Property Damage Liability 25/50/25
Alaska Bodily Injury and Property Damage Liability 50/100/25
Arizona Bodily Injury and Property Damage Liability 15/30/10
Arkansas Bodily Injury and Property Damage Liability 25/50/25
California Bodily Injury and Property Damage Liability 15/30/5
Colorado Bodily Injury and Property Damage Liability 25/50/15
Connecticut Bodily Injury and Property Damage Liability, Uninsured Motorist, Underinsured Motorist 20/40/10
Delaware Bodily Injury and Property Damage Liability, Personal Injury Protection 15/30/10
Washington, D.C. Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/10
Florida Property Damage Liability, Personal Injury Protection 10/20/10
Georgia Bodily Injury and Property Damage Liability 25/50/25
Hawaii Bodily Injury and Property Damage Liability, Personal Injury Protection 20/40/10
Idaho Bodily Injury and Property Damage Liability 25/50/15
Illinois Bodily Injury and Property Damage Liability, Uninsured Motorist 20/40/15
Indiana Bodily Injury and Property Damage Liability 25/50/10
Iowa Bodily Injury and Property Damage Liability 20/40/15
Kansas Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
Kentucky Bodily Injury and Property Damage Liability, Personal Injury Protection 25/50/10
Louisiana Bodily Injury and Property Damage Liability 10/20/10
Maine Bodily Injury and Property Damage Liability, Uninsured Motorist, Underinsured Motorist 50/100/25
Maryland Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 20/40/15
Massachusetts Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 20/40/5
Michigan Bodily Injury and Property Damage Liability, Personal Injury Protection 20/40/10
Minnesota Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist, Underinsured Motorist 30/60/10
Mississippi Bodily Injury and Property Damage Liability 25/50/25
Missouri Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/10
Montana Bodily Injury and Property Damage Liability 25/50/10
Nebraska Bodily Injury and Property Damage Liability 25/50/25
Nevada Bodily Injury and Property Damage Liability 15/30/10
New Hampshire Financial Responsibility Only Uninsured Motorist 25/50/25
New Jersey Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 15/30/5
New Mexico Bodily Injury and Property Damage Liability 25/50/10
New York Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
North Carolina Bodily Injury, Property Damage Liability, Uninsured Motorist, and Underinsured Motorist 30/60/25
North Dakota Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/25
Ohio Bodily Injury and Property Damage Liability, First Party Medical Expenses 12.5/25/7.5
Oklahoma Bodily Injury and Property Damage Liability 25/50/25
Oregon Bodily Injury and Property Damage Liability, Personal Injury Protection, Uninsured Motorist 25/50/10
Pennsylvania Bodily Injury and Property Damage Liability, First Party Medical Expenses 15/30/5
Rhode Island Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/25
South Carolina Bodily Injury and Property Damage Liability, Uninsured Motorist 15/30/10
South Dakota Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/25
Tennessee Bodily Injury and Property Damage Liability 25/50/10
Texas Bodily Injury and Property Damage Liability 25/50/25
Utah Bodily Injury and Property Damage Liability, Personal Injury Protection 25/65/15
Vermont Bodily Injury and Property Damage Liability, Uninsured Motorist, Underinsured Motorist 25/50/10
Virginia Bodily Injury and Property Damage Liability, Uninsured Motorist 25/50/20
Washington Bodily Injury and Property Damage Liability 25/50/10
West Virginia Bodily Injury and Property Damage Liability, Uninsured Motorist 20/40/10
Wisconsin Financial Responsibility Only Uninsured Motorist 25/50/10
Wyoming Bodily Injury and Property Damage Liability 25/50/20