AUTOMOBILE INSURANCE

There are six parts to a standard auto policy.  Each type of coverage is priced separately.  Most states require drivers to have minimum liability coverage. Read more...

Contact your insurance company’s claims adjustment office as soon as possible.  Find out whether you are covered for the loss.  Ask your agent how to proceed and what forms or documents are needed.  Read more...

Prices differ from company to company, so it pays to shop around.  Get at least three price quotes.  Read more...  


HOMEOWNERS INSURANCE

Homeowner’s policies cover the house or “dwelling.”  In addition to living quarters, this includes structures such as attached garages or other house additions.  Read More...

Report any crime to the police.  Contact your insurance company’s claims adjustment office as soon as possible.  Read more...

Determine how much coverage you need – you should carry a minimum of 80 percent of the full replacement cost of your home.  Read more...

OTHER RESOURCES